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Hot topics in the news:
WASHINGTON (Reuters) - Credit card companies warned U.S. lawmakers on Thursday that proposed legislation could raise fees and shrink credit available to consumers, saying they preferred a Federal Reserve plan to require the industry to spell out terms more clearly to cardholders.
Democrats on the House Financial Services Committee last month introduced a bill aimed at stopping arbitrary interest rate increases, penalties for consumers who pay on time, and excessive fees charged by credit cards.
Consumer groups say some credit card users are falling behind in their payments and getting buried under a mountain of debt because of unfair credit card industry practices.
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